Georgia (GA) Salary & Paycheck Tax Calculator (Flat State Tax)
Calculate your net Georgia take-home paycheck after Georgia’s flat state income tax, federal withholding, Social Security, Medicare, and 401(k).
How to Use the Georgia (GA) Salary & Paycheck Tax Calculator (Flat State Tax)
Georgia recently overhauled its state income tax system under HB 1437 and HB 1015, abolishing its historic six-tier progressive tax brackets (which previously topped out at 5.75%) in favor of a simplified flat state income tax rate paired with a dramatically expanded Georgia Standard Deduction ($12,000 for Single and Head of Household filers, and $24,000 for Married Filing Jointly).
Formula and Calculation Methodology
- GA Flat Tax Rate: Georgia replaced its old 6-bracket system with a flat state income tax (5.39% / 5.19% phased reductions)
- GA Standard Deduction: $12,000 for Single/Head of Household and $24,000 for Married Filing Jointly
- FICA Taxes: 6.2% Social Security (up to wage base cap) + 1.45% Medicare
Furthermore, unlike states such as Pennsylvania, Ohio, or New York, Georgia cities and counties (including Atlanta and Fulton County) do not levy local municipal wage or income taxes on employees’ paychecks. Your take-home pay in Georgia is reduced only by Federal income withholding, the flat Georgia state tax on income above your standard deduction, FICA (7.65%), and any voluntary pre-tax benefits like a 401(k) or HSA.
Estimated Georgia Net Take-Home Pay by Salary Level (Single Filer, No 401k)
| Gross Annual Salary | Federal Income Tax | GA State Tax | FICA (7.65%) | Annual Net Take-Home | Bi-Weekly Check |
|---|---|---|---|---|---|
| $50,000 | $3,962 | $2,048 | $3,825 | $40,165 | $1,545 |
| $75,000 | $8,204 | $3,396 | $5,738 | $57,662 | $2,218 |
| $100,000 | $13,704 | $4,743 | $7,650 | $73,903 | $2,842 |
| $150,000 | $25,337 | $7,438 | $11,475 | $105,750 | $4,067 |
Frequently Asked Questions
Does Georgia have a flat state income tax now?
Yes. Starting in 2024, Georgia transitioned from six graduated brackets to a single flat income tax rate (5.39%, with scheduled annual reductions toward 4.99% as state revenue targets are met).
Does Atlanta charge a city income tax on paychecks?
No. Neither the City of Atlanta nor any county in Georgia imposes a local employee income or wage tax.
How do 401(k) and HSA contributions lower my Georgia paycheck taxes?
Traditional 401(k), 403(b), and Health Savings Account (HSA) payroll deductions reduce your Federal and Georgia Adjusted Gross Income (AGI) dollar-for-dollar, saving you both federal tax and 5.39% in Georgia state tax.